Definitions:

"User," "you," "your," is the person authorizing a search; the Authorizing Person.

"LP," "us," "we" is www.LostPolicy.com.

"Decedent," "search subject" is the deceased person.

"Insurable interest" is an interest in a person or thing that will support the issuance of an insurance policy; an interest in the survival of the insured or in the preservation of the thing that is insured.

I. As of the date of search initiation User hereby Designates, Empowers and Authorizes LP as User's and/or Estate of the Decedent's Attorney-in-Fact to request on User's behalf a search for any and all life insurance coverage that may exist/have existed on the decedent Search Subject.

II. By User's use of this web site and provision of his/her electronic signature User hereby certifies, under penalty of perjury, that User has an insurable interest in the decedent subject of the requested search.

III. By User's use of this web site and provision of his/her electronic signature, User authorizes any life insurance company receiving LP's Notice of Death and Life Insurance Search Authorization and Request containing User's electronic signature to conduct a search of its records and those records of any affiliated and/or subsidiary companies for any pending, in-force, lapsed, or cancelled life insurance policy for the named decedent search subject.

IV. LP's Notice of Death and Life Insurance Search Authorization and Request is limited to requesting and authorizing a search for information only. It DOES NOT authorize, nor does it request, the release of policy numbers, amounts of coverage, beneficiary designations or other sensitive family information to LP or to any person or group of people except listed beneficiaries and/or the Authorizing Person making said request and any communication concerning said Notice of Death and Life Insurance Search Authorization and Request and/or insurance coverage will be exclusively between the insurance company and listed beneficiaries and/or said Authorizing Person.

V. LP's sole responsibility in this transaction is the forwarding of the Notice of Death and Life Insurance Search Authorization and Request information to all companies in its databases. Unless it refers to the Search and Authorization form, LP is in no way involved in any subsequent communications.

VI. By providing the required information, User indicates and expresses User's desire to request a search for life insurance coverage existence and status information and User's use of this web site and provision of User's electronic signature authorizes said search.

VII. LP's Notice of Death and Life Insurance Search Authorization and Request shall remain in full force and effect for 180 days from the date of initiation after which time, in the interest of the privacy of Users and decedents, all information relating to said search will be deleted from our files and databases.

VIII. User agrees with the above terms and conditions and use of this web site shall conform to all applicable laws and regulations and User shall not violate the rights of any third parties.

USE OF THIS WEB SITE IS AT USER'S OWN RISK AND SUBJECT TO THE FOLLOWING:
The data provided by this web site is for informational purposes ONLY. Any information obtained from this web site cannot be used by third parties for commercial purposes without the express permission of LP. Inquires about permission should be directed to: infomaster@LostPolicy.com. Facts and information provided by LP, its subsidiaries and/or affiliates are believed to be complete and accurate at the time that they were/are provided. Changes to this web site may be made at any time without prior notice. All data provided on this website, or as a result of the use of this website, is to be used for informational purposes only. The information contained on/provided by this website or by it’s use, is informational only and is not intended to provide any advice, general or specific, whatsoever, for any individual or company. The search services described on this website or by subsidiaries or affiliates of LP are only offered in jurisdictions where they may be legally offered for sale. Information provided as a result of the use of this website may not be all-inclusive and is limited to information that is provided to LP. Accuracy, completeness, or reliability of search results is not guaranteed or warranted in any way and LP, its representatives, subsidiaries and/or affiliates disclaim liability of any kind whatsoever, including, without limitation, liability for non-response, incomplete search, or inaccurate information reporting on the part of any insurance company or company group. Search results are provided "as is" and in no event shall LP, it's representatives, subsidiaries and/or affiliates be liable or responsible in any way whatever for any damages of any kind, however caused, arising out of the use of this web site or for information on/from this website. LP, its representatives, subsidiaries and/or affiliates are not responsible in any way for any damages User may incur by communicating confidential information through communications partners to LP or to insurance carriers, or from insurance carriers through communications partners to LP, or LP to User at User's request or otherwise. Links to other websites or references to products, services or publications does not imply endorsement or approval of such websites, products, services or publications by LP, its representatives, subsidiaries and/or affiliates. All information on this web site is protected under the copyright laws of the United States. Additionally, certain information may be copyrighted by other countries. Copying, redistributing, reproducing or republishing, in any form, any information found at this website is expressly prohibited without written the permission of LP.

REFUND POLICY: Once a search is initiated, no refunds can be given.

TERMS OF USE: By use of this website and any data contained herein or obtained by its use, and by provision of an electronic signature, User agrees to be bound by the above Authorizations and these Terms of Use and said use shall conform to all applicable laws and regulations and User shall not violate the rights of any third parties.

Please note: Aside from your contact information, you MUST have the decedent's full name, date of birth, social security number and last known address (or at least the last known city and state of residence). A search cannot be initiated without this information.