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12 Searches You Can Do Yourself When searching for a lost or missing life insurance policy there are often clues to be found if one knows where to look. Following are some things that you can do yourself. They may be time-consuming but it may be time very well spent.1. Look through the deceased's personal papers for canceled checks to insurance companies. 2. Look through old bills for a policy number or an insurance company name. 3. Talk with family and friends who may have shared an agent. 4. Check with an accountant, financial planner or stockbroker that may have been used. 5. Check with any social, fraternal or professional organizations or trade unions that may have been belonged to. 6. Sometimes people have all their insurance with one agent. Look for the name of the insurance agent who may have written the car, personal property or health insurance. 7. If the deceased was ill, check hospital records for the name of the health insurance company. Health plans often have a death benefit rider attached. 8. Go to the probate court and get a copy of the deceased's estate inventory. This is public information and may lead you to a list of the person's assets. 9. If the deceased was employed at the time of death, check with the employer for any group insurance that may have been provided. (If retired, check the ex-employer as group coverage may have been converted to individual coverage at retirement). 10. If the deceased died while travelling, check with the travel agent, airline and credit card company. 11. If the person was retired, check with the retirement administrator. 12. If there were any loans outstanding (auto, credit union, mortgage, etc.), check with the lender for any "credit life" coverage. If all else fails ...
Please note: Aside from your contact information, you MUST have the decedent's full name, date of birth, social security number and last known address (or at least the last known city and state of residence). A search cannot be initiated without this information.
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